We all get busy with life and before we know it, the year is almost over. We often don’t think our dental benefits are about to expire, but they usually do at the end of every calendar year. If you need to complete a treatment plan, it’s best to take advantage of your annual benefits before time runs out. Almost no dental plans allow roll over of benefits into the next year.
What Your Benefits Cover
Common coverage for dental plans includes services like preventive care, fillings, crowns, root canals, and oral surgery. Some also might cover dentures and bridges. Typical plans allow you to schedule about two checkups per year. Depending on the services you need, benefits may be scaled at 100%, 80%, or 50% coverage, based on the service required. Individual plans and what your employer chose will be different from person to person.
Every type of plan affects where you can go for dental care, what kind of services are covered by your benefits, and how much coverage you receive each year toward oral care.
Understand Your Maximum
As a policyholder, it’s important to be knowledgeable about your dental plan and the benefits it offers. That way you can get the most out of your coverage. Many dental plans include an annual maximum, which is the total amount of money the carrier will pay for during a calendar year. The average annual allowance is usually around $1,500.
Once you reach your deductible, you have a maximum amount that your plan will absorb – any claims over that maximum will be your responsibility. Hence why you want to use your benefits before they expire on December 31st.
Contact Dunwoody Family and Cosmetic Dentistry today to take advantage of your coverage.
Posted on behalf of Dunwoody Family & Cosmetic Dentistry